Writing A Check For Less Than A Dollar

Writing a check is a simple process.

Depositing money into a savings account at a bank will help you accrue savings. You may also want to deposit money into a checking account at a different bank than the one where you have your primary account. One way to deposit funds is to write a check on your checking account. There are several options for depositing your check, such as giving it to a teller or using the deposit feature on an ATM.

Step 1

Write the date on the "date" line. This is usually in the top right corner of the check. Use a pen so that the information cannot easily be altered. Write legibly.

Step 2

Print your name on the "pay to the order of" or "pay to order" line. If you are depositing to your business account, print the name of the business.

Step 3

Enter the dollar amount in the space next to the "$" sign. Write the number as close to the dollar sign as possible so that nobody can add a number to your amount. Write the cents amount in slightly smaller font, about one-half the size of the dollar amount. You can also write the cents amount, draw a line and write 100. For example, if you're depositing $250.35, write it as "250 35/100" and make the "35/100" part about half the size of the "250" part.

Step 4

Write the dollar amount in words on the next line, which usually ends in "dollars." Write the cents amount as "cents/100" -- for example, 25/100. Draw a line from the end of your cents amount to the word "dollars."

Step 5

Mention the purpose of the check on the "memo" line. This is usually located on the lower left hand-side of the check just below the bank address. This information is useful for your records. A memo example could be "To purchase Susie's flute."

Step 6

Sign your name on the line located on the lower right-hand side.

Step 7

Fill out your bank's deposit slip. Make sure your deposit slips matches your check information. Double check your amounts on each form. Get your drivers license out as the teller will need it for identification.

Step 8

Endorse your check by flipping it over, turning it vertically and signing your name at the top. Wait until you are at the counter before endorsing the check because you may need to do it only if you are withdrawing funds at the same time. Hand the check over to the teller and get a receipt of the transaction.

Tip

Keep your deposit transaction records. Write clearly.

Remember to enter the deposit information in your checkbook register.